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LIC

LIC New Money Back Plan – 25 Years

Popular Money Back Plan Popular Money Back Plan

Par, Non-Linked, Individual Savings Plan

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The essentials

Your plan at a glance

Min. sum assured
200000
Policy term
25/20 Years
Entry age
13–45 years
Premium payment
Online , Offline

Plan Overview

LIC's New Money Back Plan – 25 Years is a participating, non-linked, individual savings plan that combines life insurance protection with periodic survival benefits. It provides financial support during the policy term and a maturity benefit at the end of 25 years.

Money Back at Key Milestones
Protection for Your Family
Plan Your Financial Goals
Savings with Bonus Potential

Features & Benefits

Periodic Survival Benefits
Receive 15% of Basic Sum Assured at the end of the 5th, 10th, 15th and 20th policy years.
Life Insurance Protection
Provides death benefit throughout the policy term, subject to policy conditions.
25-Year Policy Term
Provides a structured long-term savings and protection period.
Settlement Option
Maturity and death benefits can be received in instalments instead of a lump sum, subject to conditions.
Family Financial Support
Helps provide financial assistance to the family in the event of the life assured's death.

Coverage Details

Parameter Details
Plan Number 721
Plan Type Par, Non-Linked, Life, Individual Savings Plan
Minimum Basic Sum Assured 2,00,000
Maximum Basic Sum Assured No limit, subject to conditions
Premium Modes Yearly, Half-Yearly, Quarterly & Monthly through NACH
Maturity Benefit 40% of Basic Sum Assured + applicable bonuses

Eligibility Criteria

Minimum Entry Age 13 years completed
Maximum Entry Age 45 years nearer birthday
Maximum Maturity Age 70 years nearer birthday
Policy Term 25 years
Premium Paying Term 20 years

Required Documents

Identity Proof
AADHAAR CARD
Address Proof
VOTER ID
Financial Documents
INCOME CERTIFICATE, PAN CARD, BANK PASSBOOK
Other Documents
PASSPORT SIZE PHOTO, BIRTH CERTIFICATE

Frequently Asked Questions

It is a participating, non-linked individual savings plan offering life insurance protection along with periodic survival benefits and a maturity benefit.

The policy term is 25 years.

You receive 15% of the Basic Sum Assured at the end of the 5th, 10th, 15th and 20th policy years.

At maturity, 40% of the Basic Sum Assured is payable along with applicable vested bonuses and Final Additional Bonus, if declared.

Yes. It participates in LIC's profits and may receive Simple Reversionary Bonuses and Final Additional Bonus, if declared.
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Download Resources
Proposal Form PDF
Plan Brochure PDF

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