LIC

LIC’s Jeevan Umang

Protect your life today, secure your family’s tomorrow.

Par, Non-Linked, Individual, Savings, Whole Life

The essentials

Your plan at a glance

Min. sum assured
2,00,000
Policy term
15, 20, 25, 30 years
Entry age
15 to 55 Years
Premium payment
Online , Offline

Plan Overview

LIC’s Jeevan Umang is a comprehensive whole-life insurance plan designed to provide long-term financial protection and regular income benefits. It combines life insurance protection with the opportunity to receive regular survival benefits after the premium-paying period, helping you meet important financial needs at different stages of life.

Lifelong Protection
Family Security
Future Planning
Build Wealth. Protect Dreams.

Features & Benefits

Whole-Life Protection
Provides long-term life insurance protection, helping secure your family’s financial future.
Family Financial Security
Death benefit provides financial support to your nominee in case of the policyholder’s unfortunate demise.
Maturity Benefit
On completion of the policy term, the applicable maturity benefit can provide additional financial support, subject to policy conditions.
Limited Premium Payment
Pay premiums for a chosen limited period while enjoying long-term policy benefits.

Coverage Details

Parameter Details
Plan Type Participating, Non-Linked, Individual Savings, Whole Life Insurance Plan
Plan Number 745
Minimum Basic Sum Assured 2,00,000
Premium Paying Term 15 / 20 / 25 / 30 Years
Premium Payment Modes Yearly / Half-Yearly / Quarterly / Monthly
Maturity Benefit Basic Sum Assured + Vested Simple Reversionary Bonuses + Final Additional Bonus, if any
Loan Facility Available, subject to applicable policy terms

Eligibility Criteria

Minimum Entry Age 30 Days (Completed)
Maximum Entry Age 55 Years
Maximum Age at Maturity 100 Years
Premium Paying Term 15 / 20 / 25 / 30 Years
Premium Payment Modes Yearly / Half-Yearly / Quarterly / Monthly
Minimum Basic Sum Assured ₹2,00,000

Required Documents

Identity Proof
Aadhaar Card
Address Proof
Voter ID
Financial Documents
Income proof if required
Other Documents
Passport size photograph

Frequently Asked Questions

LIC’s Jeevan Umang is a participating, non-linked, individual savings and whole-life insurance plan that combines long-term life protection with regular survival benefits.

The minimum Basic Sum Assured is ₹2,00,000.

The policy continues up to age 100 years, subject to the applicable policy conditions.

Yes. On reaching the applicable maturity point, the Basic Sum Assured along with applicable bonuses is payable, subject to the policy terms.

The survival benefit starts after completion of the selected Premium Paying Term, subject to the policy terms.

The survival benefit is 8% of the Basic Sum Assured annually, payable as per the applicable policy conditions.
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