LIC

LIC's Bima Kavach

LIC Bima Kavach offers comprehensive life protection, financial security, and peace of mind for you and your family’s future.

The essentials

Your plan at a glance

Min. sum assured
2,00,00,000

Plan Overview

LIC’s Bima Kavach is a pure term insurance plan designed to provide comprehensive financial protection for your family. It offers flexibility to choose between Level Sum Assured and Increasing Sum Assured options, allowing you to select protection based on your changing financial responsibilities. The plan also offers flexible premium payment choices including Single Premium, Regular Premium and Limited Premium Payment terms of 5, 10 or 15 years. Coverage can extend up to age 100, subject to the selected policy terms and eligibility.

Pure Life Protection
Flexible Death Benefit
Flexible Premium Payment
Life Stage Protection

Features & Benefits

Pure Risk Protection
Provides financial protection to your family in case of unfortunate death
Flexible Premium Payment
Single, Regular or Limited Premium options
High Sum Assured Rebate
Attractive rebate available for higher Sum Assured
Long-Term Coverage
Protection available up to age 100
Special Rates for Women
Attractive premium rates available for eligible women

Coverage Details

Parameter Details
Plan Type Non-Participating, Non-Linked, Life, Individual, Pure Risk Plan
Plan Number 887
Death Benefit Options Level Sum Assured / Increasing Sum Assured
Premium Payment Options Single / Regular / Limited Premium
Special Rates Available for eligible women

Eligibility Criteria

Entry Age Subject to selected premium option and policy term
Maximum Coverage Age Up to 100 years
Limited Premium Terms 5, 10 or 15 Years
Minimum Basic Sum Assured 2,00,00,000

Required Documents

Identity Proof
AADHAAR CARD
Address Proof
VOTER ID
Financial Documents
INCOME CERTIFICATE, PAN CARD
Other Documents
PASSPORT SIZE PHOTO, BIRTH CERTIFICATE

Frequently Asked Questions

LIC's Bima Kavach is a Non-Participating, Non-Linked, Individual Pure Risk Plan designed to provide financial protection in case of the Life Assured's death during the policy term.

You can choose between:

Level Sum Assured
Increasing Sum Assured

Life cover can be selected for periods extending up to age 100, subject to policy eligibility and conditions.

It allows eligible policyholders to enhance their life cover at specified life-stage events, subject to the plan conditions.

Yes. The plan provides separate Smoker and Non-Smoker premium categories, subject to LIC's underwriting requirements.

You can choose a Limited Premium Paying Term of 5, 10 or 15 years.
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